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For every need, at any time, in any place...

Loans

  • Financing for every need & for every borrower typology
  • Minimal documentation, short-term approval

Partners

  • For anyone looking to buy & sell "in installments"
  • Individuals, entrepreneurs or farmers: everyone benefits from NOA

Consulting

  • Increase the impact of your investment thanks to our expertise
  • Technical support for every entrepreneur & farmer

Why NOA

MY ACCOUNT

  • Access any data on your funding from NOA
  • Take advantage of dedicated offers and exclusive opportunities for you

Our journey through the years

1999
2001
2007
2010
2015
2016
2017
2018
2020
2021

Established by USAID and registered as a savings and loan association.

Strengthening the activity by transforming a joint stock company.

Licensing by the Bank of Albania as a Financial Institution - not a Bank.

The arrival of new shareholders, NOA Holdings, opens a new stage and a further modernization of the business model and strategy.

The first financial institution in Albania with a fully automated lending process, and with financial advisors that operate with "Tablet" during the sales process.itution in Albania with a fully automated lending process, and with financial advisors that operate with "Tablet" during the sales process.

The European Bank for Reconstruction and Development (EBRD) grants a 5 Million Euro loan on preferential terms for Agribusiness lending.

The first corporate bonds are issued and the guarantee fund agreement is signed with the European Investment Fund.

The new shareholders, Amryta Capital LLP, invest in the further expansion of the activity with the aim of transforming NOA into a leading institution in the microfinance market in Albania.

Development of the Partnership Unit as well as activation of agreements with alternative payment channels.

Activation, as the first financial institution in the country, of the Contact Point Unit, in order to provide the highest service to the clients of the institution.

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